Top 10 Investments with Monthly Returns in Nigeria

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Investment is a deliberate strategy that takes time and patience,

especially at its beginning. Investments are not get-quick-rich

schemes. This is why it is very important you make wise investments

that will eventually pay off. An even smarter move is making wise

investments that could earn you monthly income without you working.

This is what is referred to as a passive income. It does not matter

how much you have in your pockets; you can invest with little.

Although, the more money you have to invest, the faster you can expect

to see a return on your investment.









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The great thing about investing however is that, over time, you will

start to generate passive income. This will increase your overall

income, and allow you to invest more and more. This article provides

you with investment plans that can yield monthly returns even with

just little amounts of money.



Top 10 Investments with Monthly Returns in Nigeria











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Read on below:

Food business



The food businesses, depending on its strategic location and planning,

has always had the potential to thrive. This is owed to the fact that

food is an essential commodity. If you invest in a restaurant, you can

be sure to receive returns on a monthly basis since people eat every

day.



Uber/Taxify Business



The transportation business is one you should also look into if you

want to get returns on investments on a monthly basis. Uber and Taxify

are the two companies leading the transportation business. Both

businesses offer the best investment opportunities in major cities in

Nigeria. All you need to invest in the Uber/Taxify business is to buy

a car, register with either of the companies, then hire a driver. This

driver will turn over profits either at the end of the week or month

(depending on your contract)







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Investing in Agriculture



There is so much money to be made from investing in Agriculture. The

government is now looking at investing even more in the Agricultural

sector, in a bid to diversify the economy. Thus, we are seeing a new

set of millionaires rise from the farming sector in Nigeria. The trend

will surely continue as long as the government continues to drive

agriculture through investments.



Subsectors in farming that hold investment opportunities are:Rice

Maize

Cassava,

Beans

Plantain

Pineapple, etc;



Livestock production such as poultry, piggery, fish farming as well as

snail rearing are good sectors to invest in. You can find a farmer to

invest in his/her business and from there get your own monthly cut

from the profit of the business.



There is an indirect model by which you can drop your money in

organizations that have the expertise and are involved in large-scale

farming. These companies then put your money into these businesses and

pay you returns on your investment periodically and at the end of your

business deal, that is on maturity.







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Real Estate



Another investment option for creating a monthly income stream is

investing in rental real estate properties. This however requires

significant capital and the ability to maintain the properties on a

professional level. It is also possible to hire someone or an agency

to manage the property on your behalf. With the rental real estate,

you can get monthly income from those you rent out to.



Mutual Funds Designed for Monthly Income



There are many financial firms that offer an opportunity to invest in

mutual funds. These mutual funds can help to produce that monthly

income stream. One of these is the Stanbic IBTC mutual funds. This is

one of the best investments in Nigeria with monthly returns. The

Stanbic IBTC mutual funds give about 12% interest per annum for all

investors and you can also roll over your investments if you so wish



Treasury bills



Treasury bills are another investment with monthly returns in Nigeria.

The only difference is that you get paid your interest at once. For

example, if you invest about a million naira in a treasury bill, you

will be paid your interest of 10% of your investment within the first

month.



Mini-importation business



Mini-importation business is one you should look into if you are

interested in having monthly returns on investments. The

mini-importation business is particularly rewarding because all you

need is a little capital. With mini-importations, you can invest as

little as N10, 000, and start to make as much N50, 000 monthly. If you

don’t have a product to sell, you can still earn income by selling

someone else’s product. This is known as drop shipping.



Dropshipping is great because it means you don’t need to invest in

any stock or deliver any goods. All you need to do is order for the

goods online. Websites such as AliExpress allows you to import goods

at cheaper prices and you will able to sell it for more profit



Haulage business



The haulage business depends on what materials are being transported.

You can look into the transportation of natural resources such as

limestone, laterite, iron ore, etc. These natural resources are in

demand by big manufacturing companies and are sure to yield your

profits, even monthly. All you will need is a contract with a producer

to transport the goods and the other equipment such as a truck.







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Invest in High Paying Dividend Shares



Many have made wealth from high paying dividend shares. Dividends are

pay that companies make to their shareholders (usually every quarter),

as a sign of appreciation for investing and holding their stock. The

trick is to choose the company you invest in wisely and then reinvest

the dividends you earn. This will have a compounding effect and leave

you with a nice sum of the money for when you retire. Be sure to have

understood well how this market runs so you can pick the right shares

to invest in.



Digital Investments That Pay Monthly Income



You most probably have heard of Cryptocurrencies. Cryptocurrency is

growing rapidly in both popularity and price. When you invest in

digital currencies, it grows in value and you technically get paid

every month.



Good luck with your investment.













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