Top 10 High Yield Investment Options in Nigeria

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Investment is a great way of creating more wealth for yourself. While

savings is an important financial culture, investment is even wiser.

Investments help you build sustainable wealth because your net worth

accumulates with time. There are different investment options.

However, you must have checked well to make sure you are investing in

one with high returns. This article provides you with investment

options that give a high yield in Nigeria.









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Top 10 High Yield Investment Options in Nigeria



Read on below:





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Real estate



The shelter is an essential commodity. People will always need a place

to live, this is why real estate will remain a profitable investment

option. If you want to get high returns immediately in real estate,

consider investing in real estate in major Nigerian cities such as

Lagos and Abuja. You can buy plots of land, wait for a little while

then sell it. You can also build structures such as houses, hostels,

or even shopping malls and rent them out.



Savings bond



This is another golden investment opportunity with high returns. With

savings bonds, you can lend money to the government. The bonds program

also Nigerians of all income status an opportunity of contributing to

national growth and development by lending money to the federal

government. The program was also designed to make savings attractive

to the average Nigerian. The interest accumulated on your capital

depends on how long you choose to save for. The interest on Federal

government savings bonds is reported to go up to 13%. You get paid

twice a year if you choose this option. The minimum investment amount

is NGN5,000 and a maximum of N50,000,000. The Federal Government

Savings Bond tenor ranges from two to three years and primary auctions

are conducted on a monthly basis.



Invest in Gold



Gold is a store of value, which then makes it serve as a good

investment opportunity in Nigeria because gold never loses its value.

For example, if you have a 15-karat gold today, after 20 years, the

worth may have increased a whole lot even though what you still have

in your hand is 15-karat gold. Before investing in gold and gold

products, it is very important that you first learn the basics of

doing the gold business. You must know how gold is measured, weighed,

and valued. Ensure you have a genuine plug where you get your gold

from so that you will not lose money on fake gold. With N200,000 Naira

to 1-Million-naira capital invested into gold, you’ll make a good

profit.







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Invest in stocks



The Nigerian stock market is one many try to avoid because of the

negative stories that have surrounded it. It is a risky investment but

at the same time, holds great returns of investments if the deal goes

well. What you need to do is find a good company; a good company is

one with a good reputation and history. Buy shares from the company

and watch it grow into something huge. If your investment is carefully

done and done well, the returns you will receive will not only be in

terms of capital appreciation but also dividends and bonuses.



Treasury Bills



Investing in treasury bills is another great investment opportunity.

It is also very secure because it is backed by the government. It has

little to zero risks and so you will not fear to lose your hard-earned

money. Treasury bills have a shorter tenure than bonds. Although the

government increased the minimum investment in treasury bills to 50

million, you can still invest in it. This is because banks have

designed products that pool funds together from customers, which they

can then use to invest in treasury bills.



Crop production



Many are starting to see that there is so much money to be made from

investing in Agriculture.



Subsectors of agriculture that are open to investment include crop

farming such as







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Maize

Cassava,

Beans

Plantain

Pineapple, etc;



You can find a farmer or farm in which to invest and make a deal with

them on getting your returns when the harvest is due. You can be sure

the agriculture field will yield even more profit as time goes on, as

the federal government is looking to it so as to diversify the

economy.



Livestock production



Rearing animals such as poultry, pig, and snail, fish farming is

another great investment option. Just as with crop production, if you

don’t like to get your hands dirty by going into farming yourself,

you can adopt the indirect model by investing in organizations that

pool resources together and then engage in large-scale farming on your

behalf. These companies will pay you returns on your investment

periodically or at the end depending on your contract.



Food business



Aside from food production, fast food businesses such as restaurants

are great investment options in Nigeria. Food is an essential

commodity and therefore is a huge market. If you are not willing to

set up a restaurant yourself, then invest in another person’s

business and have your money work for you.



Haulage services/logistics







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Haulage or trucking business is one of the most profitable businesses

in Nigeria. This is why investing in it will turn out huge profits.

Note that the cost of renting one truck to haul your goods from one

place to another in Nigeria starts at about N20,000 and even more per

trip. The only working transport system in Nigeria happens to be road

as the rail system is not functioning. In order for farmers to deliver

their goods from farms and villages to the marketplace, they will need

to transport these goods via road.



Transportation services



Aside from goods transportation, another option of investment in

Nigeria is human transport businesses. People need to move from one

place to the other. You can invest in this business by providing

transportation services to companies, schools, NGOs, and other

organizations. When investing in the transportation business, you also

have the option of starting with transport companies such as Uber and

Taxify. Here, you can get one car, hire a driver, and get your returns

at the end of the week or month.





















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